Santarém · Portalegre

Chamusca vs Ponte de Sor: cost of living compared

versus

Yearly saving in Chamusca

€290/year

For a single person buying a home, Chamusca works out cheaper. A home in Chamusca costs €4,740 less.

You will

BuyRent

Household

SingleCoupleFamily

Transport

NonePassCar

Home size (m²)

60 m²

More adjustments

Water use (m³/month)DependantsIncome tax paid per year (€)Household gross monthly income (€)Home price (€)Taxable property value, VPT (€)Down payment (%)Term (years)Interest rate (%)I'm 35 or under and it's my first home (IMT Jovem)

ChamuscaPonte de Sor

Estimated home price · 60 m²€54,660Δ €4,740€59,400

On the day you buy

Down payment€5,466€5,940

Transfer tax (IMT)€0€0

Stamp duty · purchase€437€475

Stamp duty · loan€295€321

Total upfront€6,198€6,736

Monthly payment€189€206

Mortgage payments35 years at 3.00% · 90% financed

€2,272€2,469

€197less in Chamusca

Property tax (IMI)¹VPT estimated at 50% of price

€82€89

€7less in Chamusca

Water, sewage and wasteOfficial tariffs · 4 m³/month

€149€185

€36less in Chamusca

ElectricityERSE regulated tariff · 1,469 kWh/year

€380€380

same in both

GasNatural gas, regulated tariff

€209€209

same in both

Income tax refunded by the municipalityChamusca gives back 4%, Ponte de Sor gives back 1.5%

€80€30

€50less in Chamusca

Total per yearItems with data for both

€3,011€3,301

€290less in Chamusca

¹ Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary

17%18%

1%better in Chamusca

House price rise over 5 yearsMedian sale price (€/m²), over 5 years

+92%+61%

31 pointsrose more in Chamusca

Crime rateRecorded crimes per 1 000 residents

26.9/100032.7/1000

5.8/1000better in Chamusca

Average commuteOne way to work or school

21 min16 min

5 minbetter in Ponte de Sor

Average salary (gross)Average monthly earnings, by place of work

€1,303/month€1,284/month

€19/monthbetter in Chamusca

Median salary (gross)Half of workers earn less than this, by place of work

€1,120/month€1,117/month

€3/monthbetter in Chamusca

Purchasing power (Portugal = 100)Per-capita index

76.385.6

9.3better in Ponte de Sor

PharmaciesPer 1,000 people

1.00/10000.40/1000

0.60/1000better in Chamusca

Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department

14.1 km21.1 km

7.0 kmbetter in Chamusca

CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)

53/10076/100

23/100better in Ponte de Sor

Crèche placesTotal crèche places (excluding childminders)

92251

159better in Ponte de Sor

Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz

100%100%

same in both

Ageing indexOlder people per 100 young (lower = younger)

280259

21better in Ponte de Sor

Burnt land over 10 yearsShare of the land that burnt at least once in 10 years

0.1%1.3%

1.2%better in Chamusca

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Chamusca and Ponte de Sor in the rankings

See where Chamusca and Ponte de Sor rank on each indicator: home prices, salaries, emergency care, crèches…

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Better valueChamusca

Chamusca → Ponte de Sor →