For a single person buying a home, Chamusca works out cheaper. A home in Chamusca costs €23,760 less.
You will
Household
Transport
60 m²
More adjustments
ChamuscaGolegã
Estimated home price · 60 m²€54,660Δ €23,760€78,420
On the day you buy
Down payment€5,466€7,842
Transfer tax (IMT)€0€0
Stamp duty · purchase€437€627
Stamp duty · loan€295€423
Total upfront€6,198€8,893
Monthly payment€189€272
Mortgage payments35 years at 3.00% · 90% financed
€2,272€3,259
€987less in Chamusca
Property tax (IMI)1VPT estimated at 50% of price
€82€129
€47less in Chamusca
Water, sewage and wasteOfficial tariffs · 4 m³/month
€149€166
€17less in Chamusca
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityChamusca gives back 4%, Golegã keeps the 5%
€80€0
€80less in Chamusca
Total per yearItems with data for both
€3,011€4,143
€1,132less in Chamusca
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
17%24%
7%better in Chamusca
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+92%+112%
20 pointsrose more in Golegã
Crime rateRecorded crimes per 1 000 residents
26.9/100027.6/1000
0.7/1000better in Chamusca
Average commuteOne way to work or school
21 min19 min
2 minbetter in Golegã
Average salary (gross)Average monthly earnings, by place of work
€1,303/month€1,377/month
€74/monthbetter in Golegã
Median salary (gross)Half of workers earn less than this, by place of work
€1,120/month€1,120/month
same in both
Purchasing power (Portugal = 100)Per-capita index
76.385.4
9.1better in Golegã
PharmaciesPer 1,000 people
1.00/10000.50/1000
0.50/1000better in Chamusca
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
14.1 km10.0 km
4.1 kmbetter in Golegã
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
