For a single person buying a home, Ourique works out cheaper. A home in Ourique costs €10,680 less.
You will
Household
Transport
60 m²
More adjustments
Castro VerdeOurique
Estimated home price · 60 m²€70,260Δ €10,680€59,580
On the day you buy
Down payment€7,026€5,958
Transfer tax (IMT)€0€0
Stamp duty · purchase€562€477
Stamp duty · loan€379€322
Total upfront€7,967€6,756
Monthly payment€243€206
Mortgage payments35 years at 3.00% · 90% financed
€2,920€2,476
€444less in Ourique
Property tax (IMI)1VPT estimated at 50% of price
€105€89
€16less in Ourique
Water, sewage and wasteOfficial tariffs · 4 m³/month
no data for Ourique
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityCastro Verde gives back 1%, Ourique gives back 2.5%
€20€50
€30less in Ourique
Total per yearItems with data for both
€3,745€3,255
€490less in Ourique
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
13%21%
8%better in Castro Verde
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+103%+48%
55 pointsrose more in Castro Verde
Crime rateRecorded crimes per 1 000 residents
34.7/100033.3/1000
1.4/1000better in Ourique
Average commuteOne way to work or school
16 min16 min
same in both
Average salary (gross)Average monthly earnings, by place of work
€2,346/month€1,177/month
€1,169/monthbetter in Castro Verde
Median salary (gross)Half of workers earn less than this, by place of work
€1,860/month€1,002/month
€858/monthbetter in Castro Verde
Purchasing power (Portugal = 100)Per-capita index
106.079.0
27.0better in Castro Verde
PharmaciesPer 1,000 people
0.40/10001.00/1000
0.60/1000better in Ourique
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
4.4 km19.0 km
14.6 kmbetter in Castro Verde
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
