For a single person buying a home, Mértola works out cheaper. A home in Mértola costs €28,080 less.
You will
Household
Transport
60 m²
More adjustments
Castro VerdeMértola
Estimated home price · 60 m²€70,260Δ €28,080€42,180
On the day you buy
Down payment€7,026€4,218
Transfer tax (IMT)€0€0
Stamp duty · purchase€562€337
Stamp duty · loan€379€228
Total upfront€7,967€4,783
Monthly payment€243€146
Mortgage payments35 years at 3.00% · 90% financed
€2,920€1,753
€1,167less in Mértola
Property tax (IMI)1VPT estimated at 50% of price
€105€63
€42less in Mértola
Water, sewage and wasteOfficial tariffs · 4 m³/month
€115€125
€10less in Castro Verde
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityCastro Verde gives back 1%, Mértola gives back 2%
€20€40
€20less in Mértola
Total per yearItems with data for both
€3,860€2,641
€1,219less in Mértola
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
13%15%
2%better in Castro Verde
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+103%+41%
62 pointsrose more in Castro Verde
Crime rateRecorded crimes per 1 000 residents
34.7/100017.2/1000
17.5/1000better in Mértola
Average commuteOne way to work or school
16 min17 min
1 minbetter in Castro Verde
Average salary (gross)Average monthly earnings, by place of work
€2,346/month€1,121/month
€1,225/monthbetter in Castro Verde
Median salary (gross)Half of workers earn less than this, by place of work
€1,860/month€993/month
€867/monthbetter in Castro Verde
Purchasing power (Portugal = 100)Per-capita index
106.070.4
35.6better in Castro Verde
PharmaciesPer 1,000 people
0.40/10000.30/1000
0.10/1000better in Castro Verde
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
4.4 km37.2 km
32.8 kmbetter in Castro Verde
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
