For a single person buying a home, Castro Daire works out cheaper. A home in Castro Daire costs €1,020 less.
You will
Household
Transport
60 m²
More adjustments
Castro DaireTarouca
Estimated home price · 60 m²€43,980Δ €1,020€45,000
On the day you buy
Down payment€4,398€4,500
Transfer tax (IMT)€0€0
Stamp duty · purchase€352€360
Stamp duty · loan€237€243
Total upfront€4,987€5,103
Monthly payment€152€156
Mortgage payments35 years at 3.00% · 90% financed
€1,828€1,870
€42less in Castro Daire
Property tax (IMI)1VPT estimated at 50% of price
€66€68
€2less in Castro Daire
Water, sewage and wasteOfficial tariffs · 4 m³/month
no data for Castro Daire
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityCastro Daire gives back 2%, Tarouca keeps the 5%
€40€0
€40less in Castro Daire
Total per yearItems with data for both
€2,593€2,677
€84less in Castro Daire
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
15%15%
same in both
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+42%+77%
35 pointsrose more in Tarouca
Crime rateRecorded crimes per 1 000 residents
22.8/100022.3/1000
0.5/1000better in Tarouca
Average commuteOne way to work or school
19 min16 min
3 minbetter in Tarouca
Average salary (gross)Average monthly earnings, by place of work
€1,163/month€1,214/month
€51/monthbetter in Tarouca
Median salary (gross)Half of workers earn less than this, by place of work
€1,017/month€1,043/month
€26/monthbetter in Tarouca
Purchasing power (Portugal = 100)Per-capita index
68.269.2
1.0better in Tarouca
PharmaciesPer 1,000 people
0.40/10000.30/1000
0.10/1000better in Castro Daire
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
17.5 km7.4 km
10.1 kmbetter in Tarouca
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
