For a single person buying a home, Castro Daire works out cheaper. A home in Castro Daire costs €2,340 less.
You will
Household
Transport
60 m²
More adjustments
Castro DaireCinfães
Estimated home price · 60 m²€43,980Δ €2,340€46,320
On the day you buy
Down payment€4,398€4,632
Transfer tax (IMT)€0€0
Stamp duty · purchase€352€371
Stamp duty · loan€237€250
Total upfront€4,987€5,253
Monthly payment€152€160
Mortgage payments35 years at 3.00% · 90% financed
€1,828€1,925
€97less in Castro Daire
Property tax (IMI)1VPT estimated at 50% of price
€66€69
€3less in Castro Daire
Water, sewage and wasteOfficial tariffs · 4 m³/month
no data for Castro Daire
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityCastro Daire gives back 2%, Cinfães gives back 2%
€40€40
same in both
Total per yearItems with data for both
€2,593€2,694
€101less in Castro Daire
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
15%15%
same in both
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+42%+63%
21 pointsrose more in Cinfães
Crime rateRecorded crimes per 1 000 residents
22.8/100024.2/1000
1.4/1000better in Castro Daire
Average commuteOne way to work or school
19 min26 min
7 minbetter in Castro Daire
Average salary (gross)Average monthly earnings, by place of work
€1,163/month€1,166/month
€3/monthbetter in Cinfães
Median salary (gross)Half of workers earn less than this, by place of work
€1,017/month€1,065/month
€48/monthbetter in Cinfães
Purchasing power (Portugal = 100)Per-capita index
68.265.6
2.6better in Castro Daire
PharmaciesPer 1,000 people
0.40/10000.50/1000
0.10/1000better in Cinfães
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
17.5 km6.9 km
10.6 kmbetter in Cinfães
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
