Castelo de Paiva vs Marco de Canaveses: cost of living compared
versus
Yearly saving in Castelo de Paiva
€1,007/year
For a single person buying a home, Castelo de Paiva works out cheaper. A home in Castelo de Paiva costs €27,660 less.
You will
Household
Transport
60 m²
More adjustments
Castelo de PaivaMarco de Canaveses
Estimated home price · 60 m²€54,540Δ €27,660€82,200
On the day you buy
Down payment€5,454€8,220
Transfer tax (IMT)€0€0
Stamp duty · purchase€436€658
Stamp duty · loan€295€444
Total upfront€6,185€9,321
Monthly payment€189€285
Mortgage payments35 years at 3.00% · 90% financed
€2,267€3,417
€1,150less in Castelo de Paiva
Property tax (IMI)1VPT estimated at 50% of price
€82€123
€41less in Castelo de Paiva
Water, sewage and wasteOfficial tariffs · 4 m³/month
€197€203
€6less in Castelo de Paiva
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasCastelo de Paiva: bottle · Marco de Canaveses: network
€360€209
€151less in Marco de Canaveses
Income tax refunded by the municipalityCastelo de Paiva keeps the 5%, Marco de Canaveses gives back 2%
€0€40
€40less in Marco de Canaveses
Total per yearItems with data for both
€3,285€4,292
€1,007less in Castelo de Paiva
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
19%27%
8%better in Castelo de Paiva
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+36%+83%
47 pointsrose more in Marco de Canaveses
Crime rateRecorded crimes per 1 000 residents
14.3/100023.1/1000
8.8/1000better in Castelo de Paiva
Average commuteOne way to work or school
23 min22 min
1 minbetter in Marco de Canaveses
Average salary (gross)Average monthly earnings, by place of work
€1,163/month€1,183/month
€20/monthbetter in Marco de Canaveses
Median salary (gross)Half of workers earn less than this, by place of work
€1,006/month€1,058/month
€52/monthbetter in Marco de Canaveses
Purchasing power (Portugal = 100)Per-capita index
71.275.4
4.2better in Marco de Canaveses
PharmaciesPer 1,000 people
0.30/10000.20/1000
0.10/1000better in Castelo de Paiva
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
13.0 km11.1 km
1.9 kmbetter in Marco de Canaveses
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
