Carregal do Sal vs Tondela: cost of living compared
versus
Yearly saving in Tondela
€79/year
For a single person buying a home, Tondela works out cheaper. A home in Carregal do Sal costs €3,960 less.
You will
Household
Transport
60 m²
More adjustments
Carregal do SalTondela
Estimated home price · 60 m²€46,440Δ €3,960€50,400
On the day you buy
Down payment€4,644€5,040
Transfer tax (IMT)€0€0
Stamp duty · purchase€372€403
Stamp duty · loan€251€272
Total upfront€5,266€5,715
Monthly payment€161€175
Mortgage payments35 years at 3.00% · 90% financed
€1,930€2,095
€165less in Carregal do Sal
Property tax (IMI)1VPT estimated at 50% of price
€70€76
€6less in Carregal do Sal
Water, sewage and wasteOfficial tariffs · 4 m³/month
€265€237
€28less in Tondela
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasCarregal do Sal: bottle · Tondela: network
€360€209
€151less in Tondela
Income tax refunded by the municipalityCarregal do Sal keeps the 5%, Tondela gives back 3.5%
€0€70
€70less in Tondela
Total per yearItems with data for both
€3,004€2,925
€79less in Tondela
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
15%15%
same in both
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+79%+31%
48 pointsrose more in Carregal do Sal
Crime rateRecorded crimes per 1 000 residents
21.6/100022.3/1000
0.7/1000better in Carregal do Sal
Average commuteOne way to work or school
16 min16 min
same in both
Average salary (gross)Average monthly earnings, by place of work
€1,294/month€1,360/month
€66/monthbetter in Tondela
Median salary (gross)Half of workers earn less than this, by place of work
€1,090/month€1,128/month
€38/monthbetter in Tondela
Purchasing power (Portugal = 100)Per-capita index
74.780.5
5.8better in Tondela
PharmaciesPer 1,000 people
0.40/10000.50/1000
0.10/1000better in Tondela
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
13.3 km5.4 km
7.9 kmbetter in Tondela
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
