Carregal do Sal vs Oliveira do Hospital: cost of living compared
versus
Yearly saving in Oliveira do Hospital
€190/year
For a single person buying a home, Oliveira do Hospital works out cheaper. A home in Carregal do Sal costs €60 less.
You will
Household
Transport
60 m²
More adjustments
Carregal do SalOliveira do Hospital
Estimated home price · 60 m²€46,440Δ €60€46,500
On the day you buy
Down payment€4,644€4,650
Transfer tax (IMT)€0€0
Stamp duty · purchase€372€372
Stamp duty · loan€251€251
Total upfront€5,266€5,273
Monthly payment€161€161
Mortgage payments35 years at 3.00% · 90% financed
€1,930€1,933
€3less in Carregal do Sal
Property tax (IMI)1VPT estimated at 50% of price
€70€72
€2less in Carregal do Sal
Water, sewage and wasteOfficial tariffs · 4 m³/month
€265€221
€44less in Oliveira do Hospital
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasCarregal do Sal: bottle · Oliveira do Hospital: network
€360€209
€151less in Oliveira do Hospital
Income tax refunded by the municipalityCarregal do Sal keeps the 5%, Oliveira do Hospital keeps the 5%
€0€0
same in both
Total per yearItems with data for both
€3,004€2,814
€190less in Oliveira do Hospital
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
15%15%
same in both
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+79%+45%
34 pointsrose more in Carregal do Sal
Crime rateRecorded crimes per 1 000 residents
21.6/100022.6/1000
1.0/1000better in Carregal do Sal
Average commuteOne way to work or school
16 min16 min
same in both
Average salary (gross)Average monthly earnings, by place of work
€1,294/month€1,214/month
€80/monthbetter in Carregal do Sal
Median salary (gross)Half of workers earn less than this, by place of work
€1,090/month€1,053/month
€37/monthbetter in Carregal do Sal
Purchasing power (Portugal = 100)Per-capita index
74.774.9
0.2better in Oliveira do Hospital
PharmaciesPer 1,000 people
0.40/10000.40/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
13.3 km15.4 km
2.1 kmbetter in Carregal do Sal
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
