Carrazeda de Ansiães vs Torre de Moncorvo: cost of living compared
versus
Yearly saving in Carrazeda de Ansiães
€563/year
For a single person buying a home, Carrazeda de Ansiães works out cheaper. A home in Carrazeda de Ansiães costs €8,280 less.
You will
Household
Transport
60 m²
More adjustments
Carrazeda de AnsiãesTorre de Moncorvo
Estimated home price · 60 m²€18,600Δ €8,280€26,880
On the day you buy
Down payment€1,860€2,688
Transfer tax (IMT)€0€0
Stamp duty · purchase€149€215
Stamp duty · loan€100€145
Total upfront€2,109€3,048
Monthly payment€64€93
Mortgage payments35 years at 3.00% · 90% financed
€773€1,117
€344less in Carrazeda de Ansiães
Property tax (IMI)1VPT estimated at 50% of price
€28€40
€12less in Carrazeda de Ansiães
Water, sewage and wasteOfficial tariffs · 4 m³/month
€152€258
€106less in Carrazeda de Ansiães
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityCarrazeda de Ansiães gives back the 5%, Torre de Moncorvo keeps the 5%
€100€0
€100less in Carrazeda de Ansiães
Total per yearItems with data for both
€1,441€2,004
€563less in Carrazeda de Ansiães
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
6%10%
4%better in Carrazeda de Ansiães
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
-13%+6%
19 pointsrose more in Torre de Moncorvo
Crime rateRecorded crimes per 1 000 residents
24.3/100042.4/1000
18.1/1000better in Carrazeda de Ansiães
Average commuteOne way to work or school
16 min16 min
same in both
Average salary (gross)Average monthly earnings, by place of work
€1,138/month€1,089/month
€49/monthbetter in Carrazeda de Ansiães
Median salary (gross)Half of workers earn less than this, by place of work
€998/month€971/month
€27/monthbetter in Carrazeda de Ansiães
Purchasing power (Portugal = 100)Per-capita index
69.569.9
0.4better in Torre de Moncorvo
PharmaciesPer 1,000 people
0.40/10000.50/1000
0.10/1000better in Torre de Moncorvo
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
21.6 km14.7 km
6.9 kmbetter in Torre de Moncorvo
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
