Carrazeda de Ansiães vs Murça: cost of living compared
versus
Yearly saving in Carrazeda de Ansiães
€796/year
For a single person buying a home, Carrazeda de Ansiães works out cheaper. A home in Carrazeda de Ansiães costs €14,940 less.
You will
Household
Transport
60 m²
More adjustments
Carrazeda de AnsiãesMurça
Estimated home price · 60 m²€18,600Δ €14,940€33,540
On the day you buy
Down payment€1,860€3,354
Transfer tax (IMT)€0€0
Stamp duty · purchase€149€268
Stamp duty · loan€100€181
Total upfront€2,109€3,803
Monthly payment€64€116
Mortgage payments35 years at 3.00% · 90% financed
€773€1,394
€621less in Carrazeda de Ansiães
Property tax (IMI)1VPT estimated at 50% of price
€28€50
€22less in Carrazeda de Ansiães
Water, sewage and wasteOfficial tariffs · 4 m³/month
€152€255
€103less in Carrazeda de Ansiães
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityCarrazeda de Ansiães gives back the 5%, Murça gives back 2.5%
€100€50
€50less in Carrazeda de Ansiães
Total per yearItems with data for both
€1,441€2,237
€796less in Carrazeda de Ansiães
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
6%11%
5%better in Carrazeda de Ansiães
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
no data for Murça
Crime rateRecorded crimes per 1 000 residents
24.3/100029.6/1000
5.3/1000better in Carrazeda de Ansiães
Average commuteOne way to work or school
16 min16 min
same in both
Average salary (gross)Average monthly earnings, by place of work
€1,138/month€1,189/month
€51/monthbetter in Murça
Median salary (gross)Half of workers earn less than this, by place of work
€998/month€1,014/month
€16/monthbetter in Murça
Purchasing power (Portugal = 100)Per-capita index
69.565.9
3.6better in Carrazeda de Ansiães
PharmaciesPer 1,000 people
0.40/10000.40/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
21.6 km22.3 km
0.7 kmbetter in Carrazeda de Ansiães
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
