Portalegre

Campo Maior vs Elvas: cost of living compared

versus

Yearly saving in Campo Maior

€811/year

For a single person buying a home, Campo Maior works out cheaper. A home in Campo Maior costs €17,400 less.

You will

BuyRent

Household

SingleCoupleFamily

Transport

NonePassCar

Home size (m²)

60 m²

More adjustments

Water use (m³/month)DependantsIncome tax paid per year (€)Household gross monthly income (€)Home price (€)Taxable property value, VPT (€)Down payment (%)Term (years)Interest rate (%)I'm 35 or under and it's my first home (IMT Jovem)

Campo MaiorElvas

Estimated home price · 60 m²€40,800Δ €17,400€58,200

On the day you buy

Down payment€4,080€5,820

Transfer tax (IMT)€0€0

Stamp duty · purchase€326€466

Stamp duty · loan€220€314

Total upfront€4,627€6,600

Monthly payment€141€202

Mortgage payments35 years at 3.00% · 90% financed

€1,696€2,419

€723less in Campo Maior

Property tax (IMI)¹VPT estimated at 50% of price

€61€102

€41less in Campo Maior

Water, sewage and wasteOfficial tariffs · 4 m³/month

€204€265

€61less in Campo Maior

ElectricityERSE regulated tariff · 1,469 kWh/year

€380€380

same in both

GasNatural gas, regulated tariff

€209€209

same in both

Income tax refunded by the municipalityCampo Maior gives back 0.3%, Elvas gives back 1%

€5€20

€15less in Elvas

Total per yearItems with data for both

€2,544€3,355

€811less in Campo Maior

¹ Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary

11%19%

8%better in Campo Maior

House price rise over 5 yearsMedian sale price (€/m²), over 5 years

+27%+68%

41 pointsrose more in Elvas

Crime rateRecorded crimes per 1 000 residents

45.3/100040.1/1000

5.2/1000better in Elvas

Average commuteOne way to work or school

13 min15 min

2 minbetter in Campo Maior

Average salary (gross)Average monthly earnings, by place of work

€1,582/month€1,237/month

€345/monthbetter in Campo Maior

Median salary (gross)Half of workers earn less than this, by place of work

€1,316/month€1,058/month

€258/monthbetter in Campo Maior

Purchasing power (Portugal = 100)Per-capita index

89.490.6

1.2better in Elvas

PharmaciesPer 1,000 people

0.40/10000.50/1000

0.10/1000better in Elvas

Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department

18.0 km4.1 km

13.9 kmbetter in Elvas

CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)

70/10085/100

15/100better in Elvas

Crèche placesTotal crèche places (excluding childminders)

107333

226better in Elvas

Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz

100%100%

same in both

Ageing indexOlder people per 100 young (lower = younger)

174184

10better in Campo Maior

Burnt land over 10 yearsShare of the land that burnt at least once in 10 years

1.6%1.8%

0.2%better in Campo Maior

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Campo Maior and Elvas in the rankings

See where Campo Maior and Elvas rank on each indicator: home prices, salaries, emergency care, crèches…

Choose the indicator →

Better valueCampo Maior

Campo Maior → Elvas →