Cabeceiras de Basto vs Fafe: cost of living compared
versus
Yearly saving in Cabeceiras de Basto
€1,286/year
For a single person buying a home, Cabeceiras de Basto works out cheaper. A home in Cabeceiras de Basto costs €28,860 less.
You will
Household
Transport
60 m²
More adjustments
Cabeceiras de BastoFafe
Estimated home price · 60 m²€53,340Δ €28,860€82,200
On the day you buy
Down payment€5,334€8,220
Transfer tax (IMT)€0€0
Stamp duty · purchase€427€658
Stamp duty · loan€288€444
Total upfront€6,049€9,321
Monthly payment€185€285
Mortgage payments35 years at 3.00% · 90% financed
€2,217€3,417
€1,200less in Cabeceiras de Basto
Property tax (IMI)1VPT estimated at 50% of price
€80€123
€43less in Cabeceiras de Basto
Water, sewage and wasteOfficial tariffs · 4 m³/month
€246€266
€20less in Cabeceiras de Basto
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€212
€3less in Cabeceiras de Basto
Income tax refunded by the municipalityCabeceiras de Basto gives back 3%, Fafe gives back 2%
€60€40
€20less in Cabeceiras de Basto
Total per yearItems with data for both
€3,072€4,358
€1,286less in Cabeceiras de Basto
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
19%28%
9%better in Cabeceiras de Basto
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+54%+73%
19 pointsrose more in Fafe
Crime rateRecorded crimes per 1 000 residents
22.0/100028.3/1000
6.3/1000better in Cabeceiras de Basto
Average commuteOne way to work or school
18 min16 min
2 minbetter in Fafe
Average salary (gross)Average monthly earnings, by place of work
€1,092/month€1,165/month
€73/monthbetter in Fafe
Median salary (gross)Half of workers earn less than this, by place of work
€993/month€1,004/month
€11/monthbetter in Fafe
Purchasing power (Portugal = 100)Per-capita index
69.876.9
7.1better in Fafe
PharmaciesPer 1,000 people
0.30/10000.20/1000
0.10/1000better in Cabeceiras de Basto
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
17.5 km3.3 km
14.2 kmbetter in Fafe
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)