Cabeceiras de Basto vs Celorico de Basto: cost of living compared
versus
Yearly saving in Cabeceiras de Basto
€273/year
For a single person buying a home, Cabeceiras de Basto works out cheaper. A home in Cabeceiras de Basto costs €5,400 less.
You will
Household
Transport
60 m²
More adjustments
Cabeceiras de BastoCelorico de Basto
Estimated home price · 60 m²€53,340Δ €5,400€58,740
On the day you buy
Down payment€5,334€5,874
Transfer tax (IMT)€0€0
Stamp duty · purchase€427€470
Stamp duty · loan€288€317
Total upfront€6,049€6,661
Monthly payment€185€203
Mortgage payments35 years at 3.00% · 90% financed
€2,217€2,441
€224less in Cabeceiras de Basto
Property tax (IMI)1VPT estimated at 50% of price
€80€88
€8less in Cabeceiras de Basto
Water, sewage and wasteOfficial tariffs · 4 m³/month
no data for Celorico de Basto
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityCabeceiras de Basto gives back 3%, Celorico de Basto gives back 1%
€60€20
€40less in Cabeceiras de Basto
Total per yearItems with data for both
€2,825€3,098
€273less in Cabeceiras de Basto
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
19%21%
2%better in Cabeceiras de Basto
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+54%+89%
35 pointsrose more in Celorico de Basto
Crime rateRecorded crimes per 1 000 residents
22.0/100021.6/1000
0.4/1000better in Celorico de Basto
Average commuteOne way to work or school
18 min20 min
2 minbetter in Cabeceiras de Basto
Average salary (gross)Average monthly earnings, by place of work
€1,092/month€1,105/month
€13/monthbetter in Celorico de Basto
Median salary (gross)Half of workers earn less than this, by place of work
€993/month€980/month
€13/monthbetter in Cabeceiras de Basto
Purchasing power (Portugal = 100)Per-capita index
69.865.1
4.7better in Cabeceiras de Basto
PharmaciesPer 1,000 people
0.30/10000.30/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
17.5 km10.7 km
6.8 kmbetter in Celorico de Basto
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
