For a single person buying a home, Vinhais works out cheaper. A home in Vinhais costs €52,440 less.
You will
Household
Transport
60 m²
More adjustments
BragançaVinhais
Estimated home price · 60 m²€71,940Δ €52,440€19,500
On the day you buy
Down payment€7,194€1,950
Transfer tax (IMT)€0€0
Stamp duty · purchase€576€156
Stamp duty · loan€388€105
Total upfront€8,158€2,211
Monthly payment€249€68
Mortgage payments35 years at 3.00% · 90% financed
€2,990€810
€2,180less in Vinhais
Property tax (IMI)1VPT estimated at 50% of price
€108€29
€79less in Vinhais
Water, sewage and wasteOfficial tariffs · 4 m³/month
no data for Vinhais
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityBragança gives back 1%, Vinhais gives back the 5%
€20€100
€80less in Vinhais
Total per yearItems with data for both
€3,666€1,328
€2,338less in Vinhais
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
23%7%
16%better in Vinhais
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+67%-9%
76 pointsrose more in Bragança
Crime rateRecorded crimes per 1 000 residents
29.9/100028.8/1000
1.1/1000better in Vinhais
Average commuteOne way to work or school
14 min17 min
3 minbetter in Bragança
Average salary (gross)Average monthly earnings, by place of work
€1,386/month€1,120/month
€266/monthbetter in Bragança
Median salary (gross)Half of workers earn less than this, by place of work
€1,101/month€981/month
€120/monthbetter in Bragança
Purchasing power (Portugal = 100)Per-capita index
94.964.3
30.6better in Bragança
PharmaciesPer 1,000 people
0.20/10000.40/1000
0.20/1000better in Vinhais
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
4.4 km22.6 km
18.2 kmbetter in Bragança
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
