Bragança vs Macedo de Cavaleiros: cost of living compared
versus
Yearly saving in Macedo de Cavaleiros
€940/year
For a single person buying a home, Macedo de Cavaleiros works out cheaper. A home in Macedo de Cavaleiros costs €20,700 less.
You will
Household
Transport
60 m²
More adjustments
BragançaMacedo de Cavaleiros
Estimated home price · 60 m²€71,940Δ €20,700€51,240
On the day you buy
Down payment€7,194€5,124
Transfer tax (IMT)€0€0
Stamp duty · purchase€576€410
Stamp duty · loan€388€277
Total upfront€8,158€5,811
Monthly payment€249€177
Mortgage payments35 years at 3.00% · 90% financed
€2,990€2,130
€860less in Macedo de Cavaleiros
Property tax (IMI)1VPT estimated at 50% of price
€108€77
€31less in Macedo de Cavaleiros
Water, sewage and wasteOfficial tariffs · 4 m³/month
€194€205
€11less in Bragança
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityBragança gives back 1%, Macedo de Cavaleiros gives back 4%
€20€80
€60less in Macedo de Cavaleiros
Total per yearItems with data for both
€3,860€2,920
€940less in Macedo de Cavaleiros
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
23%17%
6%better in Macedo de Cavaleiros
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+67%+49%
18 pointsrose more in Bragança
Crime rateRecorded crimes per 1 000 residents
29.9/100027.4/1000
2.5/1000better in Macedo de Cavaleiros
Average commuteOne way to work or school
14 min15 min
1 minbetter in Bragança
Average salary (gross)Average monthly earnings, by place of work
€1,386/month€1,201/month
€185/monthbetter in Bragança
Median salary (gross)Half of workers earn less than this, by place of work
€1,101/month€1,023/month
€78/monthbetter in Bragança
Purchasing power (Portugal = 100)Per-capita index
94.978.0
16.9better in Bragança
PharmaciesPer 1,000 people
0.20/10000.30/1000
0.10/1000better in Macedo de Cavaleiros
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
4.4 km5.8 km
1.4 kmbetter in Bragança
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
