For a single person buying a home, Vila Verde works out cheaper. A home in Vila Verde costs €39,660 less.
You will
Household
Transport
60 m²
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BragaVila Verde
Estimated home price · 60 m²€131,940Δ €39,660€92,280
On the day you buy
Down payment€13,194€9,228
Transfer tax (IMT)€512€0
Stamp duty · purchase€1,056€738
Stamp duty · loan€712€498
Total upfront€15,474€10,465
Monthly payment€457€320
Mortgage payments35 years at 3.00% · 90% financed
€5,484€3,836
€1,648less in Vila Verde
Property tax (IMI)1VPT estimated at 50% of price
€211€138
€73less in Vila Verde
Water, sewage and wasteOfficial tariffs · 4 m³/month
€246€212
€34less in Vila Verde
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€211€209
€2less in Vila Verde
Income tax refunded by the municipalityBraga gives back 2%
no data for Vila Verde
Total per yearItems with data for both
€6,533€4,774
€1,759less in Vila Verde
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
38%31%
7%better in Vila Verde
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+102%+85%
17 pointsrose more in Braga
Crime rateRecorded crimes per 1 000 residents
21.4/100025.6/1000
4.2/1000better in Braga
Average commuteOne way to work or school
18 min19 min
1 minbetter in Braga
Average salary (gross)Average monthly earnings, by place of work
€1,545/month€1,183/month
€362/monthbetter in Braga
Median salary (gross)Half of workers earn less than this, by place of work
€1,211/month€1,024/month
€187/monthbetter in Braga
Purchasing power (Portugal = 100)Per-capita index
105.575.6
29.9better in Braga
PharmaciesPer 1,000 people
0.20/10000.20/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
3.7 km10.8 km
7.1 kmbetter in Braga
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
