Boticas vs Ribeira de Pena: cost of living compared
versus
Yearly saving in Ribeira de Pena
€151/year
For a single person buying a home, Ribeira de Pena works out cheaper. A home in Ribeira de Pena costs €4,980 less.
You will
Household
Transport
60 m²
More adjustments
BoticasRibeira de Pena
Estimated home price · 60 m²€23,760Δ €4,980€18,780
On the day you buy
Down payment€2,376€1,878
Transfer tax (IMT)€0€0
Stamp duty · purchase€190€150
Stamp duty · loan€128€101
Total upfront€2,694€2,130
Monthly payment€82€65
Mortgage payments35 years at 3.00% · 90% financed
€988€781
€207less in Ribeira de Pena
Property tax (IMI)1VPT estimated at 50% of price
€36€28
€8less in Ribeira de Pena
Water, sewage and wasteOfficial tariffs · 4 m³/month
€189€152
€37less in Ribeira de Pena
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityBoticas gives back the 5%, Ribeira de Pena keeps the 5%
€100€0
€100less in Boticas
Total per yearItems with data for both
€1,700€1,549
€151less in Ribeira de Pena
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
8%6%
2%better in Ribeira de Pena
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
no data for Boticas
Crime rateRecorded crimes per 1 000 residents
25.6/100039.6/1000
14.0/1000better in Boticas
Average commuteOne way to work or school
17 min16 min
1 minbetter in Ribeira de Pena
Average salary (gross)Average monthly earnings, by place of work
€1,146/month€1,286/month
€140/monthbetter in Ribeira de Pena
Median salary (gross)Half of workers earn less than this, by place of work
€1,013/month€1,072/month
€59/monthbetter in Ribeira de Pena
Purchasing power (Portugal = 100)Per-capita index
65.966.1
0.2better in Ribeira de Pena
PharmaciesPer 1,000 people
0.40/10000.30/1000
0.10/1000better in Boticas
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
16.7 km22.1 km
5.4 kmbetter in Boticas
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
