For a single person buying a home, Borba works out cheaper. A home in Borba costs €8,700 less.
You will
Household
Transport
60 m²
More adjustments
BorbaRedondo
Estimated home price · 60 m²€54,900Δ €8,700€63,600
On the day you buy
Down payment€5,490€6,360
Transfer tax (IMT)€0€0
Stamp duty · purchase€439€509
Stamp duty · loan€296€343
Total upfront€6,226€7,212
Monthly payment€190€220
Mortgage payments35 years at 3.00% · 90% financed
€2,282€2,643
€361less in Borba
Property tax (IMI)1VPT estimated at 50% of price
€96€95
€1less in Redondo
Water, sewage and wasteOfficial tariffs · 4 m³/month
no data for Redondo
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityBorba gives back 1%, Redondo gives back 2%
€20€40
€20less in Redondo
Total per yearItems with data for both
€3,097€3,438
€341less in Borba
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
18%21%
3%better in Borba
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+90%+72%
18 pointsrose more in Borba
Crime rateRecorded crimes per 1 000 residents
46.5/100023.6/1000
22.9/1000better in Redondo
Average commuteOne way to work or school
15 min18 min
3 minbetter in Borba
Average salary (gross)Average monthly earnings, by place of work
€1,248/month€1,225/month
€23/monthbetter in Borba
Median salary (gross)Half of workers earn less than this, by place of work
€1,078/month€1,073/month
€5/monthbetter in Borba
Purchasing power (Portugal = 100)Per-capita index
77.376.2
1.1better in Borba
PharmaciesPer 1,000 people
0.60/10000.50/1000
0.10/1000better in Borba
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
11.3 km23.0 km
11.7 kmbetter in Borba
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
