For a single person buying a home, Castro Verde works out cheaper. A home in Castro Verde costs €6,360 less.
You will
Household
Transport
60 m²
More adjustments
BejaCastro Verde
Estimated home price · 60 m²€76,620Δ €6,360€70,260
On the day you buy
Down payment€7,662€7,026
Transfer tax (IMT)€0€0
Stamp duty · purchase€613€562
Stamp duty · loan€414€379
Total upfront€8,689€7,967
Monthly payment€265€243
Mortgage payments35 years at 3.00% · 90% financed
€3,185€2,920
€265less in Castro Verde
Property tax (IMI)1VPT estimated at 50% of price
€115€105
€10less in Castro Verde
Water, sewage and wasteOfficial tariffs · 4 m³/month
€265€115
€150less in Castro Verde
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasBeja: network · Castro Verde: bottle
€209€360
€151less in Beja
Income tax refunded by the municipalityBeja keeps the 5%, Castro Verde gives back 1%
€0€20
€20less in Castro Verde
Total per yearItems with data for both
€4,153€3,860
€293less in Castro Verde
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
23%13%
10%better in Castro Verde
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+67%+103%
36 pointsrose more in Castro Verde
Crime rateRecorded crimes per 1 000 residents
34.1/100034.7/1000
0.6/1000better in Beja
Average commuteOne way to work or school
15 min16 min
1 minbetter in Beja
Average salary (gross)Average monthly earnings, by place of work
€1,372/month€2,346/month
€974/monthbetter in Castro Verde
Median salary (gross)Half of workers earn less than this, by place of work
€1,138/month€1,860/month
€722/monthbetter in Castro Verde
Purchasing power (Portugal = 100)Per-capita index
101.3106.0
4.7better in Castro Verde
PharmaciesPer 1,000 people
0.30/10000.40/1000
0.10/1000better in Castro Verde
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
4.0 km4.4 km
0.4 kmbetter in Beja
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
