For a single person buying a home, Vila Verde works out cheaper. A home in Vila Verde costs €14,520 less.
You will
Household
Transport
60 m²
More adjustments
BarcelosVila Verde
Estimated home price · 60 m²€106,800Δ €14,520€92,280
On the day you buy
Down payment€10,680€9,228
Transfer tax (IMT)€9€0
Stamp duty · purchase€854€738
Stamp duty · loan€577€498
Total upfront€12,120€10,465
Monthly payment€370€320
Mortgage payments35 years at 3.00% · 90% financed
€4,439€3,836
€603less in Vila Verde
Property tax (IMI)1VPT estimated at 50% of price
€176€138
€38less in Vila Verde
Water, sewage and wasteOfficial tariffs · 4 m³/month
€311€212
€99less in Vila Verde
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityBarcelos gives back 0.3%
no data for Vila Verde
Total per yearItems with data for both
€5,515€4,774
€741less in Vila Verde
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
35%31%
4%better in Vila Verde
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+94%+85%
9 pointsrose more in Barcelos
Crime rateRecorded crimes per 1 000 residents
16.0/100025.6/1000
9.6/1000better in Barcelos
Average commuteOne way to work or school
17 min19 min
2 minbetter in Barcelos
Average salary (gross)Average monthly earnings, by place of work
€1,267/month€1,183/month
€84/monthbetter in Barcelos
Median salary (gross)Half of workers earn less than this, by place of work
€1,055/month€1,024/month
€31/monthbetter in Barcelos
Purchasing power (Portugal = 100)Per-capita index
82.275.6
6.6better in Barcelos
PharmaciesPer 1,000 people
0.20/10000.20/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
5.4 km10.8 km
5.4 kmbetter in Barcelos
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
