Barcelos vs Ponte de Lima: cost of living compared
versus
Yearly saving in Ponte de Lima
€670/year
For a single person buying a home, Ponte de Lima works out cheaper. A home in Ponte de Lima costs €10,080 less.
You will
Household
Transport
60 m²
More adjustments
BarcelosPonte de Lima
Estimated home price · 60 m²€106,800Δ €10,080€96,720
On the day you buy
Down payment€10,680€9,672
Transfer tax (IMT)€9€0
Stamp duty · purchase€854€774
Stamp duty · loan€577€522
Total upfront€12,120€10,968
Monthly payment€370€335
Mortgage payments35 years at 3.00% · 90% financed
€4,439€4,020
€419less in Ponte de Lima
Property tax (IMI)1VPT estimated at 50% of price
€176€155
€21less in Ponte de Lima
Water, sewage and wasteOfficial tariffs · 4 m³/month
€311€177
€134less in Ponte de Lima
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityBarcelos gives back 0.3%, Ponte de Lima gives back the 5%
€5€100
€95less in Ponte de Lima
Total per yearItems with data for both
€5,510€4,840
€670less in Ponte de Lima
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
35%31%
4%better in Ponte de Lima
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+94%+65%
29 pointsrose more in Barcelos
Crime rateRecorded crimes per 1 000 residents
16.0/100023.1/1000
7.1/1000better in Barcelos
Average commuteOne way to work or school
17 min19 min
2 minbetter in Barcelos
Average salary (gross)Average monthly earnings, by place of work
€1,267/month€1,260/month
€7/monthbetter in Barcelos
Median salary (gross)Half of workers earn less than this, by place of work
€1,055/month€1,091/month
€36/monthbetter in Ponte de Lima
Purchasing power (Portugal = 100)Per-capita index
82.278.1
4.1better in Barcelos
PharmaciesPer 1,000 people
0.20/10000.20/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
5.4 km5.3 km
0.1 kmbetter in Ponte de Lima
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
