For a single person buying a home, Barcelos works out cheaper. A home in Barcelos costs €26,940 less.
You will
Household
Transport
60 m²
More adjustments
BarcelosEsposende
Estimated home price · 60 m²€106,800Δ €26,940€133,740
On the day you buy
Down payment€10,680€13,374
Transfer tax (IMT)€9€548
Stamp duty · purchase€854€1,070
Stamp duty · loan€577€722
Total upfront€12,120€15,714
Monthly payment€370€463
Mortgage payments35 years at 3.00% · 90% financed
€4,439€5,559
€1,120less in Barcelos
Property tax (IMI)1VPT estimated at 50% of price
€176€201
€25less in Barcelos
Water, sewage and wasteOfficial tariffs · 4 m³/month
€311€304
€7less in Esposende
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityBarcelos gives back 0.3%, Esposende keeps the 5%
€5€0
€5less in Barcelos
Total per yearItems with data for both
€5,510€6,652
€1,142less in Barcelos
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
35%44%
9%better in Barcelos
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+94%+84%
10 pointsrose more in Barcelos
Crime rateRecorded crimes per 1 000 residents
16.0/100024.5/1000
8.5/1000better in Barcelos
Average commuteOne way to work or school
17 min17 min
same in both
Average salary (gross)Average monthly earnings, by place of work
€1,267/month€1,245/month
€22/monthbetter in Barcelos
Median salary (gross)Half of workers earn less than this, by place of work
€1,055/month€1,058/month
€3/monthbetter in Esposende
Purchasing power (Portugal = 100)Per-capita index
82.288.0
5.8better in Esposende
PharmaciesPer 1,000 people
0.20/10000.20/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
5.4 km12.3 km
6.9 kmbetter in Barcelos
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
