For a single person buying a home, Barcelos works out cheaper. A home in Barcelos costs €25,140 less.
You will
Household
Transport
60 m²
More adjustments
BarcelosBraga
Estimated home price · 60 m²€106,800Δ €25,140€131,940
On the day you buy
Down payment€10,680€13,194
Transfer tax (IMT)€9€512
Stamp duty · purchase€854€1,056
Stamp duty · loan€577€712
Total upfront€12,120€15,474
Monthly payment€370€457
Mortgage payments35 years at 3.00% · 90% financed
€4,439€5,484
€1,045less in Barcelos
Property tax (IMI)1VPT estimated at 50% of price
€176€211
€35less in Barcelos
Water, sewage and wasteOfficial tariffs · 4 m³/month
€311€246
€65less in Braga
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€211
€2less in Barcelos
Income tax refunded by the municipalityBarcelos gives back 0.3%, Braga gives back 2%
€5€40
€35less in Braga
Total per yearItems with data for both
€5,510€6,493
€983less in Barcelos
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
35%38%
3%better in Barcelos
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+94%+102%
8 pointsrose more in Braga
Crime rateRecorded crimes per 1 000 residents
16.0/100021.4/1000
5.4/1000better in Barcelos
Average commuteOne way to work or school
17 min18 min
1 minbetter in Barcelos
Average salary (gross)Average monthly earnings, by place of work
€1,267/month€1,545/month
€278/monthbetter in Braga
Median salary (gross)Half of workers earn less than this, by place of work
€1,055/month€1,211/month
€156/monthbetter in Braga
Purchasing power (Portugal = 100)Per-capita index
82.2105.5
23.3better in Braga
PharmaciesPer 1,000 people
0.20/10000.20/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
5.4 km3.7 km
1.7 kmbetter in Braga
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
