For a single person buying a home, Mesão Frio works out cheaper. A home in Mesão Frio costs €9,120 less.
You will
Household
Transport
60 m²
More adjustments
BaiãoMesão Frio
Estimated home price · 60 m²€52,860Δ €9,120€43,740
On the day you buy
Down payment€5,286€4,374
Transfer tax (IMT)€0€0
Stamp duty · purchase€423€350
Stamp duty · loan€285€236
Total upfront€5,994€4,960
Monthly payment€183€152
Mortgage payments35 years at 3.00% · 90% financed
€2,197€1,818
€379less in Mesão Frio
Property tax (IMI)1VPT estimated at 50% of price
€79€87
€8less in Baião
Water, sewage and wasteOfficial tariffs · 4 m³/month
€295€279
€16less in Mesão Frio
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityBaião gives back 1%, Mesão Frio gives back 2%
€20€40
€20less in Mesão Frio
Total per yearItems with data for both
€3,140€2,733
€407less in Mesão Frio
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
18%16%
2%better in Mesão Frio
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+31%+46%
15 pointsrose more in Mesão Frio
Crime rateRecorded crimes per 1 000 residents
20.9/100025.7/1000
4.8/1000better in Baião
Average commuteOne way to work or school
27 min19 min
8 minbetter in Mesão Frio
Average salary (gross)Average monthly earnings, by place of work
€1,182/month€1,083/month
€99/monthbetter in Baião
Median salary (gross)Half of workers earn less than this, by place of work
€1,042/month€968/month
€74/monthbetter in Baião
Purchasing power (Portugal = 100)Per-capita index
64.570.2
5.7better in Mesão Frio
PharmaciesPer 1,000 people
0.40/10000.90/1000
0.50/1000better in Mesão Frio
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
10.4 km11.3 km
0.9 kmbetter in Baião
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
