Baião vs Marco de Canaveses: cost of living compared
versus
Yearly saving in Baião
€1,152/year
For a single person buying a home, Baião works out cheaper. A home in Baião costs €29,340 less.
You will
Household
Transport
60 m²
More adjustments
BaiãoMarco de Canaveses
Estimated home price · 60 m²€52,860Δ €29,340€82,200
On the day you buy
Down payment€5,286€8,220
Transfer tax (IMT)€0€0
Stamp duty · purchase€423€658
Stamp duty · loan€285€444
Total upfront€5,994€9,321
Monthly payment€183€285
Mortgage payments35 years at 3.00% · 90% financed
€2,197€3,417
€1,220less in Baião
Property tax (IMI)1VPT estimated at 50% of price
€79€123
€44less in Baião
Water, sewage and wasteOfficial tariffs · 4 m³/month
€295€203
€92less in Marco de Canaveses
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityBaião gives back 1%, Marco de Canaveses gives back 2%
€20€40
€20less in Marco de Canaveses
Total per yearItems with data for both
€3,140€4,292
€1,152less in Baião
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
18%27%
9%better in Baião
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+31%+83%
52 pointsrose more in Marco de Canaveses
Crime rateRecorded crimes per 1 000 residents
20.9/100023.1/1000
2.2/1000better in Baião
Average commuteOne way to work or school
27 min22 min
5 minbetter in Marco de Canaveses
Average salary (gross)Average monthly earnings, by place of work
€1,182/month€1,183/month
€1/monthbetter in Marco de Canaveses
Median salary (gross)Half of workers earn less than this, by place of work
€1,042/month€1,058/month
€16/monthbetter in Marco de Canaveses
Purchasing power (Portugal = 100)Per-capita index
64.575.4
10.9better in Marco de Canaveses
PharmaciesPer 1,000 people
0.40/10000.20/1000
0.20/1000better in Baião
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
10.4 km11.1 km
0.7 kmbetter in Baião
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
