For a single person buying a home, Santarém works out cheaper. A home in Santarém costs €27,120 less.
You will
Household
Transport
60 m²
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AzambujaSantarém
Estimated home price · 60 m²€122,700Δ €27,120€95,580
On the day you buy
Down payment€12,270€9,558
Transfer tax (IMT)€327€0
Stamp duty · purchase€982€765
Stamp duty · loan€663€516
Total upfront€14,241€10,839
Monthly payment€425€331
Mortgage payments35 years at 3.00% · 90% financed
€5,100€3,973
€1,127less in Santarém
Property tax (IMI)1VPT estimated at 50% of price
€215€175
€40less in Santarém
Water, sewage and wasteOfficial tariffs · 4 m³/month
€249€213
€36less in Santarém
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€224€209
€15less in Santarém
Income tax refunded by the municipalitySantarém gives back 0.5%
no data for Azambuja
Total per yearItems with data for both
€6,167€4,949
€1,218less in Santarém
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
40%29%
11%better in Santarém
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+116%+101%
15 pointsrose more in Azambuja
Crime rateRecorded crimes per 1 000 residents
45.5/100025.0/1000
20.5/1000better in Santarém
Average commuteOne way to work or school
24 min20 min
4 minbetter in Santarém
Average salary (gross)Average monthly earnings, by place of work
€1,331/month€1,415/month
€84/monthbetter in Santarém
Median salary (gross)Half of workers earn less than this, by place of work
€1,054/month€1,147/month
€93/monthbetter in Santarém
Purchasing power (Portugal = 100)Per-capita index
103.299.1
4.1better in Azambuja
PharmaciesPer 1,000 people
0.30/10000.40/1000
0.10/1000better in Santarém
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
16.3 km7.0 km
9.3 kmbetter in Santarém
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
