For a single person buying a home, Cartaxo works out cheaper. A home in Cartaxo costs €25,440 less.
You will
Household
Transport
60 m²
More adjustments
AzambujaCartaxo
Estimated home price · 60 m²€122,700Δ €25,440€97,260
On the day you buy
Down payment€12,270€9,726
Transfer tax (IMT)€327€0
Stamp duty · purchase€982€778
Stamp duty · loan€663€525
Total upfront€14,241€11,029
Monthly payment€425€337
Mortgage payments35 years at 3.00% · 90% financed
€5,100€4,042
€1,058less in Cartaxo
Property tax (IMI)1VPT estimated at 50% of price
€215€219
€4less in Azambuja
Water, sewage and wasteOfficial tariffs · 4 m³/month
€249€207
€42less in Cartaxo
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€224€243
€19less in Azambuja
Income tax refunded by the municipalityCartaxo keeps the 5%
no data for Azambuja
Total per yearItems with data for both
€6,167€5,091
€1,076less in Cartaxo
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
40%31%
9%better in Cartaxo
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+116%+110%
6 pointsrose more in Azambuja
Crime rateRecorded crimes per 1 000 residents
45.5/100024.9/1000
20.6/1000better in Cartaxo
Average commuteOne way to work or school
24 min23 min
1 minbetter in Cartaxo
Average salary (gross)Average monthly earnings, by place of work
€1,331/month€1,370/month
€39/monthbetter in Cartaxo
Median salary (gross)Half of workers earn less than this, by place of work
€1,054/month€1,104/month
€50/monthbetter in Cartaxo
Purchasing power (Portugal = 100)Per-capita index
103.290.3
12.9better in Azambuja
PharmaciesPer 1,000 people
0.30/10000.30/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
16.3 km11.9 km
4.4 kmbetter in Cartaxo
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
