For a single person buying a home, Murtosa works out cheaper. A home in Murtosa costs €57,840 less.
You will
Household
Transport
60 m²
More adjustments
AveiroMurtosa
Estimated home price · 60 m²€143,460Δ €57,840€85,620
On the day you buy
Down payment€14,346€8,562
Transfer tax (IMT)€742€0
Stamp duty · purchase€1,148€685
Stamp duty · loan€775€462
Total upfront€17,011€9,709
Monthly payment€497€297
Mortgage payments35 years at 3.00% · 90% financed
€5,963€3,559
€2,404less in Murtosa
Property tax (IMI)1VPT estimated at 50% of price
€251€137
€114less in Murtosa
Water, sewage and wasteOfficial tariffs · 4 m³/month
€304€277
€27less in Murtosa
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€218€209
€9less in Murtosa
Income tax refunded by the municipalityAveiro gives back 0.3%, Murtosa gives back 1%
€5€20
€15less in Murtosa
Total per yearItems with data for both
€7,111€4,541
€2,570less in Murtosa
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
38%28%
10%better in Murtosa
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+74%+51%
23 pointsrose more in Aveiro
Crime rateRecorded crimes per 1 000 residents
32.4/100023.5/1000
8.9/1000better in Murtosa
Average commuteOne way to work or school
16 min19 min
3 minbetter in Aveiro
Average salary (gross)Average monthly earnings, by place of work
€1,619/month€1,203/month
€416/monthbetter in Aveiro
Median salary (gross)Half of workers earn less than this, by place of work
€1,297/month€1,045/month
€252/monthbetter in Aveiro
Purchasing power (Portugal = 100)Per-capita index
117.872.1
45.7better in Aveiro
PharmaciesPer 1,000 people
0.20/10000.40/1000
0.20/1000better in Murtosa
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
3.7 km13.5 km
9.8 kmbetter in Aveiro
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
