Arraiolos vs Montemor-o-Novo: cost of living compared
versus
Yearly saving in Arraiolos
€589/year
For a single person buying a home, Arraiolos works out cheaper. A home in Arraiolos costs €15,420 less.
You will
Household
Transport
60 m²
More adjustments
ArraiolosMontemor-o-Novo
Estimated home price · 60 m²€74,160Δ €15,420€89,580
On the day you buy
Down payment€7,416€8,958
Transfer tax (IMT)€0€0
Stamp duty · purchase€593€717
Stamp duty · loan€400€484
Total upfront€8,410€10,158
Monthly payment€257€310
Mortgage payments35 years at 3.00% · 90% financed
€3,082€3,723
€641less in Arraiolos
Property tax (IMI)1VPT estimated at 50% of price
€111€134
€23less in Arraiolos
Water, sewage and wasteOfficial tariffs · 4 m³/month
€199€164
€35less in Montemor-o-Novo
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityArraiolos keeps the 5%, Montemor-o-Novo gives back 2%
€0€40
€40less in Montemor-o-Novo
Total per yearItems with data for both
€4,132€4,721
€589less in Arraiolos
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
25%28%
3%better in Arraiolos
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+103%+90%
13 pointsrose more in Arraiolos
Crime rateRecorded crimes per 1 000 residents
24.5/100032.1/1000
7.6/1000better in Arraiolos
Average commuteOne way to work or school
18 min17 min
1 minbetter in Montemor-o-Novo
Average salary (gross)Average monthly earnings, by place of work
€1,249/month€1,249/month
same in both
Median salary (gross)Half of workers earn less than this, by place of work
€1,048/month€1,095/month
€47/monthbetter in Montemor-o-Novo
Purchasing power (Portugal = 100)Per-capita index
77.989.5
11.6better in Montemor-o-Novo
PharmaciesPer 1,000 people
0.90/10000.70/1000
0.20/1000better in Arraiolos
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
20.2 km30.1 km
9.9 kmbetter in Arraiolos
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
