For a single person buying a home, Castro Daire works out cheaper. A home in Castro Daire costs €19,080 less.
You will
Household
Transport
60 m²
More adjustments
AroucaCastro Daire
Estimated home price · 60 m²€63,060Δ €19,080€43,980
On the day you buy
Down payment€6,306€4,398
Transfer tax (IMT)€0€0
Stamp duty · purchase€504€352
Stamp duty · loan€341€237
Total upfront€7,151€4,987
Monthly payment€218€152
Mortgage payments35 years at 3.00% · 90% financed
€2,621€1,828
€793less in Castro Daire
Property tax (IMI)1VPT estimated at 50% of price
€95€66
€29less in Castro Daire
Water, sewage and wasteOfficial tariffs · 4 m³/month
no data for Castro Daire
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityCastro Daire gives back 2%
no data for Arouca
Total per yearItems with data for both
€3,455€2,633
€822less in Castro Daire
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
20%15%
5%better in Castro Daire
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+55%+42%
13 pointsrose more in Arouca
Crime rateRecorded crimes per 1 000 residents
19.3/100022.8/1000
3.5/1000better in Arouca
Average commuteOne way to work or school
18 min19 min
1 minbetter in Arouca
Average salary (gross)Average monthly earnings, by place of work
€1,264/month€1,163/month
€101/monthbetter in Arouca
Median salary (gross)Half of workers earn less than this, by place of work
€1,082/month€1,017/month
€65/monthbetter in Arouca
Purchasing power (Portugal = 100)Per-capita index
75.568.2
7.3better in Arouca
PharmaciesPer 1,000 people
0.30/10000.40/1000
0.10/1000better in Castro Daire
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
5.3 km17.5 km
12.2 kmbetter in Arouca
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
