Arganil vs Vila Nova de Poiares: cost of living compared
versus
Yearly saving in Arganil
€1,128/year
For a single person buying a home, Arganil works out cheaper. A home in Arganil costs €21,060 less.
You will
Household
Transport
60 m²
More adjustments
ArganilVila Nova de Poiares
Estimated home price · 60 m²€42,480Δ €21,060€63,540
On the day you buy
Down payment€4,248€6,354
Transfer tax (IMT)€0€0
Stamp duty · purchase€340€508
Stamp duty · loan€229€343
Total upfront€4,817€7,205
Monthly payment€147€220
Mortgage payments35 years at 3.00% · 90% financed
€1,766€2,641
€875less in Arganil
Property tax (IMI)1VPT estimated at 50% of price
€64€124
€60less in Arganil
Water, sewage and wasteOfficial tariffs · 4 m³/month
€188€281
€93less in Arganil
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityArganil gives back the 5%, Vila Nova de Poiares keeps the 5%
€100€0
€100less in Arganil
Total per yearItems with data for both
€2,657€3,785
€1,128less in Arganil
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
14%19%
5%better in Arganil
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+51%+118%
67 pointsrose more in Vila Nova de Poiares
Crime rateRecorded crimes per 1 000 residents
26.2/100018.6/1000
7.6/1000better in Vila Nova de Poiares
Average commuteOne way to work or school
16 min17 min
1 minbetter in Arganil
Average salary (gross)Average monthly earnings, by place of work
€1,163/month€1,297/month
€134/monthbetter in Vila Nova de Poiares
Median salary (gross)Half of workers earn less than this, by place of work
€1,023/month€1,144/month
€121/monthbetter in Vila Nova de Poiares
Purchasing power (Portugal = 100)Per-capita index
71.577.3
5.8better in Vila Nova de Poiares
PharmaciesPer 1,000 people
0.30/10000.30/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
6.0 km13.0 km
7.0 kmbetter in Arganil
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
