Coimbra
Arganil vs Tábua: cost of living compared
versus
Yearly saving in Arganil
€402/year
For a single person buying a home, Arganil works out cheaper. A home in Arganil costs €4,800 less.
You will
Household
Transport
60 m²
More adjustments
ArganilTábua
Estimated home price · 60 m²€42,480Δ €4,800€47,280
On the day you buy
Down payment€4,248€4,728
Transfer tax (IMT)€0€0
Stamp duty · purchase€340€378
Stamp duty · loan€229€255
Total upfront€4,817€5,362
Monthly payment€147€164
Mortgage payments35 years at 3.00% · 90% financed
€1,766€1,965
€199less in ArganilProperty tax (IMI)1VPT estimated at 50% of price
€64€83
€19less in ArganilWater, sewage and wasteOfficial tariffs · 4 m³/month
€188€271
€83less in ArganilElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in bothGasNo network: butane bottles
€360€360
same in bothIncome tax refunded by the municipalityArganil gives back the 5%, Tábua keeps the 5%
€100€0
€100less in ArganilTotal per yearItems with data for both
€2,657€3,059
€402less in Arganil1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
14%16%
2%better in ArganilHouse price rise over 5 yearsMedian sale price (€/m²), over 5 years
+51%+40%
11 pointsrose more in ArganilCrime rateRecorded crimes per 1 000 residents
26.2/100025.1/1000
1.1/1000better in TábuaAverage commuteOne way to work or school
16 min16 min
same in bothAverage salary (gross)Average monthly earnings, by place of work
€1,163/month€1,238/month
€75/monthbetter in TábuaMedian salary (gross)Half of workers earn less than this, by place of work
€1,023/month€1,004/month
€19/monthbetter in ArganilPurchasing power (Portugal = 100)Per-capita index
71.573.0
1.5better in TábuaPharmaciesPer 1,000 people
0.30/10000.40/1000
0.10/1000better in TábuaNearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
6.0 km15.3 km
9.3 kmbetter in ArganilCrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
67/10072/100
5/100better in TábuaCrèche placesTotal crèche places (excluding childminders)
122186
64better in TábuaNot-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz
100%100%
same in bothAgeing indexOlder people per 100 young (lower = younger)
310269
41better in TábuaBurnt land over 10 yearsShare of the land that burnt at least once in 10 years
78%56%
22%better in TábuaNot part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).
Arganil and Tábua in the rankings
See where Arganil and Tábua rank on each indicator: home prices, salaries, emergency care, crèches…
Choose the indicator →Better valueArganil