Coimbra

Arganil vs Oliveira do Hospital: cost of living compared

versus

Yearly saving in Arganil

€157/year

For a single person buying a home, Arganil works out cheaper. A home in Arganil costs €4,020 less.

You will

BuyRent

Household

SingleCoupleFamily

Transport

NonePassCar

Home size (m²)

60 m²

More adjustments

Water use (m³/month)DependantsIncome tax paid per year (€)Household gross monthly income (€)Home price (€)Taxable property value, VPT (€)Down payment (%)Term (years)Interest rate (%)I'm 35 or under and it's my first home (IMT Jovem)

ArganilOliveira do Hospital

Estimated home price · 60 m²€42,480Δ €4,020€46,500

On the day you buy

Down payment€4,248€4,650

Transfer tax (IMT)€0€0

Stamp duty · purchase€340€372

Stamp duty · loan€229€251

Total upfront€4,817€5,273

Monthly payment€147€161

Mortgage payments35 years at 3.00% · 90% financed

€1,766€1,933

€167less in Arganil

Property tax (IMI)¹VPT estimated at 50% of price

€64€72

€8less in Arganil

Water, sewage and wasteOfficial tariffs · 4 m³/month

€188€221

€33less in Arganil

ElectricityERSE regulated tariff · 1,469 kWh/year

€380€380

same in both

GasArganil: bottle · Oliveira do Hospital: network

€360€209

€151less in Oliveira do Hospital

Income tax refunded by the municipalityArganil gives back the 5%, Oliveira do Hospital keeps the 5%

€100€0

€100less in Arganil

Total per yearItems with data for both

€2,657€2,814

€157less in Arganil

¹ Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary

14%15%

1%better in Arganil

House price rise over 5 yearsMedian sale price (€/m²), over 5 years

+51%+45%

6 pointsrose more in Arganil

Crime rateRecorded crimes per 1 000 residents

26.2/100022.6/1000

3.6/1000better in Oliveira do Hospital

Average commuteOne way to work or school

16 min16 min

same in both

Average salary (gross)Average monthly earnings, by place of work

€1,163/month€1,214/month

€51/monthbetter in Oliveira do Hospital

Median salary (gross)Half of workers earn less than this, by place of work

€1,023/month€1,053/month

€30/monthbetter in Oliveira do Hospital

Purchasing power (Portugal = 100)Per-capita index

71.574.9

3.4better in Oliveira do Hospital

PharmaciesPer 1,000 people

0.30/10000.40/1000

0.10/1000better in Oliveira do Hospital

Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department

6.0 km15.4 km

9.4 kmbetter in Arganil

CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)

67/100106/100

39/100better in Oliveira do Hospital

Crèche placesTotal crèche places (excluding childminders)

122448

326better in Oliveira do Hospital

Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz

100%100%

same in both

Ageing indexOlder people per 100 young (lower = younger)

310259

51better in Oliveira do Hospital

Burnt land over 10 yearsShare of the land that burnt at least once in 10 years

78%99%

21%better in Arganil

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Arganil and Oliveira do Hospital in the rankings

See where Arganil and Oliveira do Hospital rank on each indicator: home prices, salaries, emergency care, crèches…

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Better valueArganil

Arganil → Oliveira do Hospital →