For a single person buying a home, Arganil works out cheaper. A home in Arganil costs €46,080 less.
You will
Household
Transport
60 m²
More adjustments
ArganilLousã
Estimated home price · 60 m²€42,480Δ €46,080€88,560
On the day you buy
Down payment€4,248€8,856
Transfer tax (IMT)€0€0
Stamp duty · purchase€340€708
Stamp duty · loan€229€478
Total upfront€4,817€10,043
Monthly payment€147€307
Mortgage payments35 years at 3.00% · 90% financed
€1,766€3,681
€1,915less in Arganil
Property tax (IMI)1VPT estimated at 50% of price
€64€168
€104less in Arganil
Water, sewage and wasteOfficial tariffs · 4 m³/month
€188€281
€93less in Arganil
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasArganil: bottle · Lousã: network
€360€232
€128less in Lousã
Income tax refunded by the municipalityArganil gives back the 5%, Lousã gives back 1%
€100€20
€80less in Arganil
Total per yearItems with data for both
€2,657€4,721
€2,064less in Arganil
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
14%28%
14%better in Arganil
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+51%+109%
58 pointsrose more in Lousã
Crime rateRecorded crimes per 1 000 residents
26.2/100028.1/1000
1.9/1000better in Arganil
Average commuteOne way to work or school
16 min20 min
4 minbetter in Arganil
Average salary (gross)Average monthly earnings, by place of work
€1,163/month€1,297/month
€134/monthbetter in Lousã
Median salary (gross)Half of workers earn less than this, by place of work
€1,023/month€1,090/month
€67/monthbetter in Lousã
Purchasing power (Portugal = 100)Per-capita index
71.585.0
13.5better in Lousã
PharmaciesPer 1,000 people
0.30/10000.30/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
6.0 km16.9 km
10.9 kmbetter in Arganil
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
