Coimbra

Arganil vs Góis: cost of living compared

versus

Yearly saving in Arganil

€79/year

For a single person buying a home, Arganil works out cheaper. A home in Góis costs €1,620 less.

You will

BuyRent

Household

SingleCoupleFamily

Transport

NonePassCar

Home size (m²)

60 m²

More adjustments

Water use (m³/month)DependantsIncome tax paid per year (€)Household gross monthly income (€)Home price (€)Taxable property value, VPT (€)Down payment (%)Term (years)Interest rate (%)I'm 35 or under and it's my first home (IMT Jovem)

ArganilGóis

Estimated home price · 60 m²€42,480Δ €1,620€40,860

On the day you buy

Down payment€4,248€4,086

Transfer tax (IMT)€0€0

Stamp duty · purchase€340€327

Stamp duty · loan€229€221

Total upfront€4,817€4,634

Monthly payment€147€142

Mortgage payments35 years at 3.00% · 90% financed

€1,766€1,698

€68less in Góis

Property tax (IMI)¹VPT estimated at 50% of price

€64€67

€3less in Arganil

Water, sewage and wasteOfficial tariffs · 4 m³/month

€188€281

€93less in Arganil

ElectricityERSE regulated tariff · 1,469 kWh/year

€380€380

same in both

GasNo network: butane bottles

€360€360

same in both

Income tax refunded by the municipalityArganil gives back the 5%, Góis gives back 2.5%

€100€50

€50less in Arganil

Total per yearItems with data for both

€2,657€2,736

€79less in Arganil

¹ Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary

14%14%

same in both

House price rise over 5 yearsMedian sale price (€/m²), over 5 years

+51%+100%

49 pointsrose more in Góis

Crime rateRecorded crimes per 1 000 residents

26.2/100034.6/1000

8.4/1000better in Arganil

Average commuteOne way to work or school

16 min19 min

3 minbetter in Arganil

Average salary (gross)Average monthly earnings, by place of work

€1,163/month€1,089/month

€74/monthbetter in Arganil

Median salary (gross)Half of workers earn less than this, by place of work

€1,023/month€1,011/month

€12/monthbetter in Arganil

Purchasing power (Portugal = 100)Per-capita index

71.569.3

2.2better in Arganil

PharmaciesPer 1,000 people

0.30/10000.50/1000

0.20/1000better in Góis

Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department

6.0 km11.2 km

5.2 kmbetter in Arganil

CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)

67/10087/100

20/100better in Góis

Crèche placesTotal crèche places (excluding childminders)

12252

70better in Arganil

Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz

100%100%

same in both

Ageing indexOlder people per 100 young (lower = younger)

310437

127better in Arganil

Burnt land over 10 yearsShare of the land that burnt at least once in 10 years

78%53%

25%better in Góis

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Arganil and Góis in the rankings

See where Arganil and Góis rank on each indicator: home prices, salaries, emergency care, crèches…

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Better valueArganil

Arganil → Góis →