Anadia vs Oliveira do Bairro: cost of living compared
versus
Yearly saving in Anadia
€941/year
For a single person buying a home, Anadia works out cheaper. A home in Anadia costs €20,460 less.
You will
Household
Transport
60 m²
More adjustments
AnadiaOliveira do Bairro
Estimated home price · 60 m²€62,880Δ €20,460€83,340
On the day you buy
Down payment€6,288€8,334
Transfer tax (IMT)€0€0
Stamp duty · purchase€503€667
Stamp duty · loan€340€450
Total upfront€7,131€9,451
Monthly payment€218€289
Mortgage payments35 years at 3.00% · 90% financed
€2,614€3,464
€850less in Anadia
Property tax (IMI)1VPT estimated at 50% of price
€94€125
€31less in Anadia
Water, sewage and wasteOfficial tariffs · 4 m³/month
€216€336
€120less in Anadia
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityAnadia gives back 2%, Oliveira do Bairro gives back the 5%
€40€100
€60less in Oliveira do Bairro
Total per yearItems with data for both
€3,472€4,413
€941less in Anadia
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
20%24%
4%better in Anadia
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+71%+78%
7 pointsrose more in Oliveira do Bairro
Crime rateRecorded crimes per 1 000 residents
22.9/100035.4/1000
12.5/1000better in Anadia
Average commuteOne way to work or school
16 min16 min
same in both
Average salary (gross)Average monthly earnings, by place of work
€1,302/month€1,408/month
€106/monthbetter in Oliveira do Bairro
Median salary (gross)Half of workers earn less than this, by place of work
€1,106/month€1,187/month
€81/monthbetter in Oliveira do Bairro
Purchasing power (Portugal = 100)Per-capita index
82.283.9
1.7better in Oliveira do Bairro
PharmaciesPer 1,000 people
0.40/10000.30/1000
0.10/1000better in Anadia
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
14.6 km10.5 km
4.1 kmbetter in Oliveira do Bairro
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
