For a single person buying a home, Amarante works out cheaper. A home in Amarante costs €14,520 less.
You will
Household
Transport
60 m²
More adjustments
AmaranteLousada
Estimated home price · 60 m²€72,660Δ €14,520€87,180
On the day you buy
Down payment€7,266€8,718
Transfer tax (IMT)€0€0
Stamp duty · purchase€581€697
Stamp duty · loan€392€471
Total upfront€8,240€9,886
Monthly payment€252€302
Mortgage payments35 years at 3.00% · 90% financed
€3,020€3,624
€604less in Amarante
Property tax (IMI)1VPT estimated at 50% of price
€109€131
€22less in Amarante
Water, sewage and wasteOfficial tariffs · 4 m³/month
€323€269
€54less in Lousada
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€227€209
€18less in Lousada
Income tax refunded by the municipalityAmarante keeps the 5%, Lousada gives back 1%
€0€20
€20less in Lousada
Total per yearItems with data for both
€4,059€4,592
€533less in Amarante
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
24%30%
6%better in Amarante
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+59%+88%
29 pointsrose more in Lousada
Crime rateRecorded crimes per 1 000 residents
20.4/100020.5/1000
0.1/1000better in Amarante
Average commuteOne way to work or school
20 min17 min
3 minbetter in Lousada
Average salary (gross)Average monthly earnings, by place of work
€1,240/month€1,173/month
€67/monthbetter in Amarante
Median salary (gross)Half of workers earn less than this, by place of work
€1,058/month€1,003/month
€55/monthbetter in Amarante
Purchasing power (Portugal = 100)Per-capita index
75.874.7
1.1better in Amarante
PharmaciesPer 1,000 people
0.30/10000.20/1000
0.10/1000better in Amarante
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
5.9 km9.8 km
3.9 kmbetter in Amarante
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
