Alter do Chão vs Fronteira: cost of living compared
versus
Yearly saving in Alter do Chão
€404/year
For a single person buying a home, Alter do Chão works out cheaper. A home in Alter do Chão costs €12,120 less.
You will
Household
Transport
60 m²
More adjustments
Alter do ChãoFronteira
Estimated home price · 60 m²€29,280Δ €12,120€41,400
On the day you buy
Down payment€2,928€4,140
Transfer tax (IMT)€0€0
Stamp duty · purchase€234€331
Stamp duty · loan€158€224
Total upfront€3,320€4,695
Monthly payment€101€143
Mortgage payments35 years at 3.00% · 90% financed
€1,217€1,721
€504less in Alter do Chão
Property tax (IMI)1VPT estimated at 50% of price
€44€62
€18less in Alter do Chão
Water, sewage and wasteOfficial tariffs · 4 m³/month
€291€222
€69less in Fronteira
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityAlter do Chão gives back 2.5%, Fronteira gives back the 5%
€50€100
€50less in Fronteira
Total per yearItems with data for both
€2,241€2,645
€404less in Alter do Chão
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
10%15%
5%better in Alter do Chão
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+90%+52%
38 pointsrose more in Alter do Chão
Crime rateRecorded crimes per 1 000 residents
34.8/100024.0/1000
10.8/1000better in Fronteira
Average commuteOne way to work or school
16 min16 min
same in both
Average salary (gross)Average monthly earnings, by place of work
€1,157/month€1,211/month
€54/monthbetter in Fronteira
Median salary (gross)Half of workers earn less than this, by place of work
€1,030/month€982/month
€48/monthbetter in Alter do Chão
Purchasing power (Portugal = 100)Per-capita index
77.477.5
0.1better in Fronteira
PharmaciesPer 1,000 people
1.30/10001.00/1000
0.30/1000better in Alter do Chão
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
26.5 km23.5 km
3.0 kmbetter in Fronteira
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)