Portalegre

Alter do Chão vs Crato: cost of living compared

versus

Yearly saving in Alter do Chão

€46/year

For a single person buying a home, Alter do Chão works out cheaper. A home in Alter do Chão costs €2,580 less.

You will

BuyRent

Household

SingleCoupleFamily

Transport

NonePassCar

Home size (m²)

60 m²

More adjustments

Water use (m³/month)DependantsIncome tax paid per year (€)Household gross monthly income (€)Home price (€)Taxable property value, VPT (€)Down payment (%)Term (years)Interest rate (%)I'm 35 or under and it's my first home (IMT Jovem)

Alter do ChãoCrato

Estimated home price · 60 m²€29,280Δ €2,580€31,860

On the day you buy

Down payment€2,928€3,186

Transfer tax (IMT)€0€0

Stamp duty · purchase€234€255

Stamp duty · loan€158€172

Total upfront€3,320€3,613

Monthly payment€101€110

Mortgage payments35 years at 3.00% · 90% financed

€1,217€1,324

€107less in Alter do Chão

Property tax (IMI)¹VPT estimated at 50% of price

€44€48

€4less in Alter do Chão

Water, sewage and wasteOfficial tariffs · 4 m³/month

€291€186

€105less in Crato

ElectricityERSE regulated tariff · 1,469 kWh/year

€380€380

same in both

GasNo network: butane bottles

€360€360

same in both

Income tax refunded by the municipalityAlter do Chão gives back 2.5%, Crato gives back 0.5%

€50€10

€40less in Alter do Chão

Total per yearItems with data for both

€2,241€2,287

€46less in Alter do Chão

¹ Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary

10%11%

1%better in Alter do Chão

House price rise over 5 yearsMedian sale price (€/m²), over 5 years

+90%+72%

18 pointsrose more in Alter do Chão

Crime rateRecorded crimes per 1 000 residents

34.8/100031.0/1000

3.8/1000better in Crato

Average commuteOne way to work or school

16 min16 min

same in both

Average salary (gross)Average monthly earnings, by place of work

€1,157/month€1,102/month

€55/monthbetter in Alter do Chão

Median salary (gross)Half of workers earn less than this, by place of work

€1,030/month€1,021/month

€9/monthbetter in Alter do Chão

Purchasing power (Portugal = 100)Per-capita index

77.475.6

1.8better in Alter do Chão

PharmaciesPer 1,000 people

1.30/10001.50/1000

0.20/1000better in Crato

Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department

26.5 km21.6 km

4.9 kmbetter in Crato

CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)

81/10095/100

14/100better in Crato

Crèche placesTotal crèche places (excluding childminders)

5654

2better in Alter do Chão

Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz

100%100%

same in both

Ageing indexOlder people per 100 young (lower = younger)

268322

54better in Alter do Chão

Burnt land over 10 yearsShare of the land that burnt at least once in 10 years

2.3%2.0%

0.3%better in Crato

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Alter do Chão and Crato in the rankings

See where Alter do Chão and Crato rank on each indicator: home prices, salaries, emergency care, crèches…

Choose the indicator →

Better valueAlter do Chão

Alter do Chão → Crato →