Santarém

Alpiarça vs Chamusca: cost of living compared

versus

Yearly saving in Chamusca

€1,356/year

For a single person buying a home, Chamusca works out cheaper. A home in Chamusca costs €27,780 less.

You will

BuyRent

Household

SingleCoupleFamily

Transport

NonePassCar

Home size (m²)

60 m²

More adjustments

Water use (m³/month)DependantsIncome tax paid per year (€)Household gross monthly income (€)Home price (€)Taxable property value, VPT (€)Down payment (%)Term (years)Interest rate (%)I'm 35 or under and it's my first home (IMT Jovem)

AlpiarçaChamusca

Estimated home price · 60 m²€82,440Δ €27,780€54,660

On the day you buy

Down payment€8,244€5,466

Transfer tax (IMT)€0€0

Stamp duty · purchase€660€437

Stamp duty · loan€445€295

Total upfront€9,349€6,198

Monthly payment€286€189

Mortgage payments35 years at 3.00% · 90% financed

€3,427€2,272

€1,155less in Chamusca

Property tax (IMI)¹VPT estimated at 50% of price

€148€82

€66less in Chamusca

Water, sewage and wasteOfficial tariffs · 4 m³/month

€204€149

€55less in Chamusca

ElectricityERSE regulated tariff · 1,469 kWh/year

€380€380

same in both

GasNatural gas, regulated tariff

€209€209

same in both

Income tax refunded by the municipalityAlpiarça keeps the 5%, Chamusca gives back 4%

€0€80

€80less in Chamusca

Total per yearItems with data for both

€4,367€3,011

€1,356less in Chamusca

¹ Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary

27%17%

10%better in Chamusca

House price rise over 5 yearsMedian sale price (€/m²), over 5 years

+134%+92%

42 pointsrose more in Alpiarça

Crime rateRecorded crimes per 1 000 residents

48.8/100026.9/1000

21.9/1000better in Chamusca

Average commuteOne way to work or school

19 min21 min

2 minbetter in Alpiarça

Average salary (gross)Average monthly earnings, by place of work

€1,255/month€1,303/month

€48/monthbetter in Chamusca

Median salary (gross)Half of workers earn less than this, by place of work

€1,061/month€1,120/month

€59/monthbetter in Chamusca

Purchasing power (Portugal = 100)Per-capita index

81.576.3

5.2better in Alpiarça

PharmaciesPer 1,000 people

0.40/10001.00/1000

0.60/1000better in Chamusca

Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department

12.2 km14.1 km

1.9 kmbetter in Alpiarça

CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)

34/10053/100

19/100better in Chamusca

Crèche placesTotal crèche places (excluding childminders)

6092

32better in Chamusca

Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz

100%100%

same in both

Ageing indexOlder people per 100 young (lower = younger)

226280

54better in Alpiarça

Burnt land over 10 yearsShare of the land that burnt at least once in 10 years

0.1%0.1%

same in both

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Alpiarça and Chamusca in the rankings

See where Alpiarça and Chamusca rank on each indicator: home prices, salaries, emergency care, crèches…

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Better valueChamusca

Alpiarça → Chamusca →