Santarém

Almeirim vs Chamusca: cost of living compared

versus

Yearly saving in Chamusca

€1,922/year

For a single person buying a home, Chamusca works out cheaper. A home in Chamusca costs €40,680 less.

You will

BuyRent

Household

SingleCoupleFamily

Transport

NonePassCar

Home size (m²)

60 m²

More adjustments

Water use (m³/month)DependantsIncome tax paid per year (€)Household gross monthly income (€)Home price (€)Taxable property value, VPT (€)Down payment (%)Term (years)Interest rate (%)I'm 35 or under and it's my first home (IMT Jovem)

AlmeirimChamusca

Estimated home price · 60 m²€95,340Δ €40,680€54,660

On the day you buy

Down payment€9,534€5,466

Transfer tax (IMT)€0€0

Stamp duty · purchase€763€437

Stamp duty · loan€515€295

Total upfront€10,812€6,198

Monthly payment€330€189

Mortgage payments35 years at 3.00% · 90% financed

€3,963€2,272

€1,691less in Chamusca

Property tax (IMI)¹VPT estimated at 50% of price

€179€82

€97less in Chamusca

Water, sewage and wasteOfficial tariffs · 4 m³/month

€204€149

€55less in Chamusca

ElectricityERSE regulated tariff · 1,469 kWh/year

€380€380

same in both

GasNatural gas, regulated tariff

€209€209

same in both

Income tax refunded by the municipalityAlmeirim keeps the 5%, Chamusca gives back 4%

€0€80

€80less in Chamusca

Total per yearItems with data for both

€4,933€3,011

€1,922less in Chamusca

¹ Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary

29%17%

12%better in Chamusca

House price rise over 5 yearsMedian sale price (€/m²), over 5 years

+118%+92%

26 pointsrose more in Almeirim

Crime rateRecorded crimes per 1 000 residents

34.5/100026.9/1000

7.6/1000better in Chamusca

Average commuteOne way to work or school

19 min21 min

2 minbetter in Almeirim

Average salary (gross)Average monthly earnings, by place of work

€1,343/month€1,303/month

€40/monthbetter in Almeirim

Median salary (gross)Half of workers earn less than this, by place of work

€1,157/month€1,120/month

€37/monthbetter in Almeirim

Purchasing power (Portugal = 100)Per-capita index

88.276.3

11.9better in Almeirim

PharmaciesPer 1,000 people

0.30/10001.00/1000

0.70/1000better in Chamusca

Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department

10.6 km14.1 km

3.5 kmbetter in Almeirim

CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)

75/10053/100

22/100better in Almeirim

Crèche placesTotal crèche places (excluding childminders)

40392

311better in Almeirim

Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz

100%100%

same in both

Ageing indexOlder people per 100 young (lower = younger)

196280

84better in Almeirim

Burnt land over 10 yearsShare of the land that burnt at least once in 10 years

0.1%0.1%

same in both

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Almeirim and Chamusca in the rankings

See where Almeirim and Chamusca rank on each indicator: home prices, salaries, emergency care, crèches…

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Better valueChamusca

Almeirim → Chamusca →