For a single person buying a home, Monchique works out cheaper. A home in Monchique costs €96,360 less.
You will
Household
Transport
60 m²
More adjustments
AljezurMonchique
Estimated home price · 60 m²€194,040Δ €96,360€97,680
On the day you buy
Down payment€19,404€9,768
Transfer tax (IMT)€3,211€0
Stamp duty · purchase€1,552€781
Stamp duty · loan€1,048€527
Total upfront€25,215€11,077
Monthly payment€672€338
Mortgage payments35 years at 3.00% · 90% financed
€8,065€4,060
€4,005less in Monchique
Property tax (IMI)1VPT estimated at 50% of price
€291€147
€144less in Monchique
Water, sewage and wasteOfficial tariffs · 4 m³/month
€137€161
€24less in Aljezur
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityAljezur gives back the 5%, Monchique gives back 2.5%
€100€50
€50less in Aljezur
Total per yearItems with data for both
€9,133€5,057
€4,076less in Monchique
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
66%34%
32%better in Monchique
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+74%+126%
52 pointsrose more in Monchique
Crime rateRecorded crimes per 1 000 residents
50.7/100030.5/1000
20.2/1000better in Monchique
Average commuteOne way to work or school
17 min19 min
2 minbetter in Aljezur
Average salary (gross)Average monthly earnings, by place of work
€1,167/month€1,128/month
€39/monthbetter in Aljezur
Median salary (gross)Half of workers earn less than this, by place of work
€1,021/month€982/month
€39/monthbetter in Aljezur
Purchasing power (Portugal = 100)Per-capita index
72.469.0
3.4better in Aljezur
PharmaciesPer 1,000 people
0.40/10000.50/1000
0.10/1000better in Monchique
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
25.8 km18.0 km
7.8 kmbetter in Monchique
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
