Alfândega da Fé vs Torre de Moncorvo: cost of living compared
versus
Yearly saving in Torre de Moncorvo
€213/year
For a single person buying a home, Torre de Moncorvo works out cheaper. A home in Torre de Moncorvo costs €5,400 less.
You will
Household
Transport
60 m²
More adjustments
Alfândega da FéTorre de Moncorvo
Estimated home price · 60 m²€32,280Δ €5,400€26,880
On the day you buy
Down payment€3,228€2,688
Transfer tax (IMT)€0€0
Stamp duty · purchase€258€215
Stamp duty · loan€174€145
Total upfront€3,661€3,048
Monthly payment€112€93
Mortgage payments35 years at 3.00% · 90% financed
€1,342€1,117
€225less in Torre de Moncorvo
Property tax (IMI)1VPT estimated at 50% of price
€61€40
€21less in Torre de Moncorvo
Water, sewage and wasteOfficial tariffs · 4 m³/month
€201€258
€57less in Alfândega da Fé
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€233€209
€24less in Torre de Moncorvo
Income tax refunded by the municipalityAlfândega da Fé keeps the 5%, Torre de Moncorvo keeps the 5%
€0€0
same in both
Total per yearItems with data for both
€2,217€2,004
€213less in Torre de Moncorvo
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
11%10%
1%better in Torre de Moncorvo
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+8%+6%
2 pointsrose more in Alfândega da Fé
Crime rateRecorded crimes per 1 000 residents
34.2/100042.4/1000
8.2/1000better in Alfândega da Fé
Average commuteOne way to work or school
15 min16 min
1 minbetter in Alfândega da Fé
Average salary (gross)Average monthly earnings, by place of work
€1,084/month€1,089/month
€5/monthbetter in Torre de Moncorvo
Median salary (gross)Half of workers earn less than this, by place of work
€996/month€971/month
€25/monthbetter in Alfândega da Fé
Purchasing power (Portugal = 100)Per-capita index
69.169.9
0.8better in Torre de Moncorvo
PharmaciesPer 1,000 people
0.50/10000.50/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
18.4 km14.7 km
3.7 kmbetter in Torre de Moncorvo
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
