For a single person buying a home, Alcoutim works out cheaper. A home in Alcoutim costs €135,960 less.
You will
Household
Transport
60 m²
More adjustments
AlcoutimTavira
Estimated home price · 60 m²€60,960Δ €135,960€196,920
On the day you buy
Down payment€6,096€19,692
Transfer tax (IMT)€0€3,355
Stamp duty · purchase€488€1,575
Stamp duty · loan€329€1,063
Total upfront€6,913€25,686
Monthly payment€211€682
Mortgage payments35 years at 3.00% · 90% financed
€2,534€8,185
€5,651less in Alcoutim
Property tax (IMI)1VPT estimated at 50% of price
€91€295
€204less in Alcoutim
Water, sewage and wasteOfficial tariffs · 4 m³/month
€216€276
€60less in Alcoutim
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityAlcoutim gives back the 5%, Tavira gives back 2.5%
€100€50
€50less in Alcoutim
Total per yearItems with data for both
€3,481€9,446
€5,965less in Alcoutim
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
20%66%
46%better in Alcoutim
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+97%+60%
37 pointsrose more in Alcoutim
Crime rateRecorded crimes per 1 000 residents
44.6/100035.0/1000
9.6/1000better in Tavira
Average commuteOne way to work or school
20 min16 min
4 minbetter in Tavira
Average salary (gross)Average monthly earnings, by place of work
€1,208/month€1,204/month
€4/monthbetter in Alcoutim
Median salary (gross)Half of workers earn less than this, by place of work
€1,075/month€1,038/month
€37/monthbetter in Alcoutim
Purchasing power (Portugal = 100)Per-capita index
71.692.5
20.9better in Tavira
PharmaciesPer 1,000 people
0.80/10000.30/1000
0.50/1000better in Alcoutim
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
33.7 km20.9 km
12.8 kmbetter in Tavira
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
