For a single person buying a home, Mértola works out cheaper. A home in Mértola costs €18,780 less.
You will
Household
Transport
60 m²
More adjustments
AlcoutimMértola
Estimated home price · 60 m²€60,960Δ €18,780€42,180
On the day you buy
Down payment€6,096€4,218
Transfer tax (IMT)€0€0
Stamp duty · purchase€488€337
Stamp duty · loan€329€228
Total upfront€6,913€4,783
Monthly payment€211€146
Mortgage payments35 years at 3.00% · 90% financed
€2,534€1,753
€781less in Mértola
Property tax (IMI)1VPT estimated at 50% of price
€91€63
€28less in Mértola
Water, sewage and wasteOfficial tariffs · 4 m³/month
€216€125
€91less in Mértola
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityAlcoutim gives back the 5%, Mértola gives back 2%
€100€40
€60less in Alcoutim
Total per yearItems with data for both
€3,481€2,641
€840less in Mértola
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
20%15%
5%better in Mértola
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+97%+41%
56 pointsrose more in Alcoutim
Crime rateRecorded crimes per 1 000 residents
44.6/100017.2/1000
27.4/1000better in Mértola
Average commuteOne way to work or school
20 min17 min
3 minbetter in Mértola
Average salary (gross)Average monthly earnings, by place of work
€1,208/month€1,121/month
€87/monthbetter in Alcoutim
Median salary (gross)Half of workers earn less than this, by place of work
€1,075/month€993/month
€82/monthbetter in Alcoutim
Purchasing power (Portugal = 100)Per-capita index
71.670.4
1.2better in Alcoutim
PharmaciesPer 1,000 people
0.80/10000.30/1000
0.50/1000better in Alcoutim
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
33.7 km37.2 km
3.5 kmbetter in Alcoutim
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
