For a single person buying a home, Montijo works out cheaper. A home in Montijo costs €13,380 less.
You will
Household
Transport
60 m²
More adjustments
AlcocheteMontijo
Estimated home price · 60 m²€177,780Δ €13,380€164,400
On the day you buy
Down payment€17,778€16,440
Transfer tax (IMT)€2,398€1,729
Stamp duty · purchase€1,422€1,315
Stamp duty · loan€960€888
Total upfront€22,558€20,372
Monthly payment€616€569
Mortgage payments35 years at 3.00% · 90% financed
€7,389€6,833
€556less in Montijo
Property tax (IMI)1VPT estimated at 50% of price
€302€255
€47less in Montijo
Water, sewage and wasteOfficial tariffs · 4 m³/month
€167€186
€19less in Alcochete
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€212
€3less in Alcochete
Income tax refunded by the municipalityAlcochete keeps the 5%, Montijo gives back 1%
€0€20
€20less in Montijo
Total per yearItems with data for both
€8,447€7,846
€601less in Montijo
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
49%53%
4%better in Alcochete
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+78%+105%
27 pointsrose more in Montijo
Crime rateRecorded crimes per 1 000 residents
31.7/100037.0/1000
5.3/1000better in Alcochete
Average commuteOne way to work or school
25 min24 min
1 minbetter in Montijo
Average salary (gross)Average monthly earnings, by place of work
€2,498/month€1,280/month
€1,218/monthbetter in Alcochete
Median salary (gross)Half of workers earn less than this, by place of work
€1,264/month€1,066/month
€198/monthbetter in Alcochete
Purchasing power (Portugal = 100)Per-capita index
117.8102.6
15.2better in Alcochete
PharmaciesPer 1,000 people
0.20/10000.20/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
4.3 km4.4 km
0.1 kmbetter in Alcochete
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
