For a single person buying a home, Alcobaça works out cheaper. A home in Alcobaça costs €46,800 less.
You will
Household
Transport
60 m²
More adjustments
AlcobaçaNazaré
Estimated home price · 60 m²€112,560Δ €46,800€159,360
On the day you buy
Down payment€11,256€15,936
Transfer tax (IMT)€124€1,477
Stamp duty · purchase€900€1,275
Stamp duty · loan€608€861
Total upfront€12,889€19,548
Monthly payment€390€552
Mortgage payments35 years at 3.00% · 90% financed
€4,678€6,624
€1,946less in Alcobaça
Property tax (IMI)1VPT estimated at 50% of price
€169€359
€190less in Alcobaça
Water, sewage and wasteOfficial tariffs · 4 m³/month
€231€247
€16less in Alcobaça
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityAlcobaça gives back 2.8%, Nazaré keeps the 5%
€56€0
€56less in Alcobaça
Total per yearItems with data for both
€5,611€7,817
€2,206less in Alcobaça
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
35%52%
17%better in Alcobaça
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+106%+84%
22 pointsrose more in Alcobaça
Crime rateRecorded crimes per 1 000 residents
26.5/100035.0/1000
8.5/1000better in Alcobaça
Average commuteOne way to work or school
16 min16 min
same in both
Average salary (gross)Average monthly earnings, by place of work
€1,313/month€1,298/month
€15/monthbetter in Alcobaça
Median salary (gross)Half of workers earn less than this, by place of work
€1,110/month€1,065/month
€45/monthbetter in Alcobaça
Purchasing power (Portugal = 100)Per-capita index
84.888.4
3.6better in Nazaré
PharmaciesPer 1,000 people
0.30/10000.40/1000
0.10/1000better in Nazaré
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
8.0 km9.2 km
1.2 kmbetter in Alcobaça
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
