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Setúbal

Alcácer do Sal vs Setúbal: cost of living compared

versus
Yearly saving in Alcácer do Sal
€2,005/year

For a single person buying a home, Alcácer do Sal works out cheaper. A home in Alcácer do Sal costs €48,240 less.

You will
Household
Transport
60 m²
More adjustments
Alcácer do SalSetúbal
Estimated home price · 60 m²€117,360Δ €48,240€165,600
On the day you buy
Down payment€11,736€16,560
Transfer tax (IMT)€220€1,789
Stamp duty · purchase€939€1,325
Stamp duty · loan€634€894
Total upfront€13,529€20,568
Monthly payment€406€574
Mortgage payments35 years at 3.00% · 90% financed
€2,005less in Alcácer do Sal
Property tax (IMI)1VPT estimated at 50% of price
€130less in Alcácer do Sal
Water, sewage and wasteOfficial tariffs · 4 m³/month
€34less in Alcácer do Sal
ElectricityERSE regulated tariff · 1,469 kWh/year
same in both
GasAlcácer do Sal: bottle · Setúbal: network
€151less in Setúbal
Income tax refunded by the municipalityAlcácer do Sal gives back 1%, Setúbal gives back 1.7%
€14less in Setúbal
Total per yearItems with data for both
€2,005less in Alcácer do Sal

1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary
12%better in Alcácer do Sal
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
same in both
Crime rateRecorded crimes per 1 000 residents
17.2/1000better in Setúbal
Average commuteOne way to work or school
5 minbetter in Alcácer do Sal
Average salary (gross)Average monthly earnings, by place of work
€181/monthbetter in Setúbal
Median salary (gross)Half of workers earn less than this, by place of work
€61/monthbetter in Setúbal
Purchasing power (Portugal = 100)Per-capita index
18.1better in Setúbal
PharmaciesPer 1,000 people
0.20/1000better in Alcácer do Sal
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
5.5 kmbetter in Setúbal
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
19/100better in Alcácer do Sal
Crèche placesTotal crèche places (excluding childminders)
1,727better in Setúbal
Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz
32%better in Alcácer do Sal
Ageing indexOlder people per 100 young (lower = younger)
127better in Setúbal
Burnt land over 10 yearsShare of the land that burnt at least once in 10 years
0.1%better in Alcácer do Sal

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Alcácer do Sal and Setúbal in the rankings

See where Alcácer do Sal and Setúbal rank on each indicator: home prices, salaries, emergency care, crèches…

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Better valueAlcácer do Sal

Alcácer do Sal → Setúbal →