Alcácer do Sal vs Montemor-o-Novo: cost of living compared
versus
Yearly saving in Montemor-o-Novo
€1,189/year
For a single person buying a home, Montemor-o-Novo works out cheaper. A home in Montemor-o-Novo costs €27,780 less.
You will
Household
Transport
60 m²
More adjustments
Alcácer do SalMontemor-o-Novo
Estimated home price · 60 m²€117,360Δ €27,780€89,580
On the day you buy
Down payment€11,736€8,958
Transfer tax (IMT)€220€0
Stamp duty · purchase€939€717
Stamp duty · loan€634€484
Total upfront€13,529€10,158
Monthly payment€406€310
Mortgage payments35 years at 3.00% · 90% financed
€4,878€3,723
€1,155less in Montemor-o-Novo
Property tax (IMI)1VPT estimated at 50% of price
€176€134
€42less in Montemor-o-Novo
Water, sewage and wasteOfficial tariffs · 4 m³/month
€137€164
€27less in Alcácer do Sal
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityAlcácer do Sal gives back 1%, Montemor-o-Novo gives back 2%
€20€40
€20less in Montemor-o-Novo
Total per yearItems with data for both
€5,910€4,721
€1,189less in Montemor-o-Novo
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
37%28%
9%better in Montemor-o-Novo
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+108%+90%
18 pointsrose more in Alcácer do Sal
Crime rateRecorded crimes per 1 000 residents
49.2/100032.1/1000
17.1/1000better in Montemor-o-Novo
Average commuteOne way to work or school
18 min17 min
1 minbetter in Montemor-o-Novo
Average salary (gross)Average monthly earnings, by place of work
€1,323/month€1,249/month
€74/monthbetter in Alcácer do Sal
Median salary (gross)Half of workers earn less than this, by place of work
€1,112/month€1,095/month
€17/monthbetter in Alcácer do Sal
Purchasing power (Portugal = 100)Per-capita index
86.689.5
2.9better in Montemor-o-Novo
PharmaciesPer 1,000 people
0.40/10000.70/1000
0.30/1000better in Montemor-o-Novo
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
8.9 km30.1 km
21.2 kmbetter in Alcácer do Sal
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)